Tap, Spend, Repeat: How Contactless Payments Are Changing the Checkout Game

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging, Uncategorized

It’s a digital world; your customers know it, and they hope you know it too! One new solution that people love is the convenience and speed of contactless payment methods. From Apple Pay to tap-to-pay credit cards, contactless payments are becoming the preferred choice for many shoppers. For merchants, this shift presents an opportunity to […]

Taxes on Tips: Key Issue in 2024, Crucial Feature for POS Systems

Posted Leave a commentPosted in Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

As we approach the 2024 U.S. presidential election, an unexpected bipartisan agreement has surfaced: Vice President Kamala Harris and former President Donald Trump support exempting tips from federal income tax. This policy proposal is gaining traction in key battleground states like Nevada, where service industry workers are a significant voting bloc. As the discussion intensifies, […]

BNPL Boom: How Young Shoppers Are Driving the Future of Retail Payments

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

As the digital landscape continues to reshape consumer behavior, one payment option has been gaining significant traction among younger shoppers in North America: Buy Now, Pay Later (BNPL). This payment method allows customers to make purchases and pay in installments, often without interest. It’s not just a passing trend—it’s a revolution in the way people, […]

The Rise of Social Media in Commerce

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

When social media first hit the scene, few would have expected the central role it would play in any company’s marketing strategy. What started as a hangout for angsty college kids, then angsty teens, then everyone else, has become a ubiquitous tool for connecting and sharing information. That tool is especially powerful for companies looking […]

From Paper to Pixels: The Battle Over QR Menus  

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

During COVID, QR codes felt like a godsend. Rather than a menu that you didn’t really know had been wiped down, a QR code gave you a truly contactless experience. In the years since, QR codes have stuck around, while our fears of contagion have not. A Morning Scan over Coffee: Convenient or Clunky? Scanning […]

Wearable Payments: Fashionable Finance

Posted Leave a commentPosted in Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging, Uncategorized

Paying just gets easier, cooler, and more futuristic as the years go by. For decades, the payment space was relatively static; people paid with plastic, cash, or the occasional check. Today, customers have a bounty of options to stylishly pay for goods and services. One option, attractive for its convenience and cool factor, is the […]

Securing Transactions: The Power of Tokenization

Posted Leave a commentPosted in Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

Recently, I was renting a bicycle in a quiet midwestern town when I came face to face with a device I hadn’t seen in roughly twenty years. “We just need to take a copy for security, and then we’ll throw it away when you come back to pay,” the employee assured me. I handed her […]

To Tip or Not to Tip: A Tougher Question

Posted Leave a commentPosted in ecommerce, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

Tipping has a fascinating history in American culture, dating back to the years following the Civil War. Though the practice comes from medieval Europe, the US has one of the strongest tipping cultures in the world today. In 2024, though, a growing number of Americans are finding gratuities, well, gratuitous. The Dreaded Question A woman […]

2024 Business Outlook: How to Thrive in Any Climate

Posted Leave a commentPosted in Crypto, ecommerce, Fraud Prevention, Legislation, Merchant Services, Payments, Sales, sales person, Surcharging, Uncategorized

For many, 2023 was a year of fear. Stubborn inflation, recession worries, and international conflict hung like a cloud over the US and the rest of the world. Despite a gloomy backdrop, the US economy proved more resilient than many expected, and there’s a stronger sense of optimism in 2024’s business outlook than there was […]