Picture this: you’re in the middle of the lunch rush, your staff is juggling orders, and suddenly your point-of-sale system glitches, or it hits you with a surprise hardware update. That’s a nightmare that, sadly, many of us have experienced. Maybe your POS trauma was a forced hardware upgrade that you had to pay for, […]
What’s changed in 2025, and what it means for credit card issuers and payment platforms. In January, we published an article outlining how the credit card and payments landscape might shift depending on the outcome of the 2024 election. When we wrote that post, the industry was in the thick of a regulatory crackdown on […]
QR codes have been around for a long time. Those digitized squares were invented in 1994, and for years their use was mostly limited to industrial inventory management. But in the past few years, and especially since the pandemic, they’ve made a serious comeback. Thanks to smartphones, digital wallets, and changing consumer behavior, QR codes […]
The way people move money is changing fast—and peer-to-peer (P2P) payments are leading the charge. Whether it’s splitting a dinner bill, paying rent, or sending a gift, platforms like Venmo, Cash App, and PayPal have become household names. With just a few taps on a phone, users can instantly transfer funds from one account to […]
Artificial intelligence (AI) is transforming just about every industry, and the payments space is no exception. New AI-powered solutions are driving efficiency, enhancing customer service, and strengthening payment security. As businesses and consumers increasingly rely on digital solutions, AI is stepping in to optimize processes, reduce costs, and safeguard financial data. However, AI is a […]
In 2024, COCARD hit some major milestones that underscore our commitment to growth, innovation, and continued leadership in the payment solutions space. This was our first full year of strategic integration with MiCamp, and we’ve already seen positive transformations as a result of the partnership. Not only did we continue to grow, but this was […]
It seems that the credit industry has come under a microscope in the past few months. As the Biden administration wraps up its term, it has heaped increased scrutiny on the space. Credit card Rewards programs, Buy-Now-Pay-Later (BNPL) offers, and interest are all in the government’s regulatory crosshairs in 2024 and beyond. The scrutiny on […]
It’s a digital world; your customers know it, and they hope you know it too! One new solution that people love is the convenience and speed of contactless payment methods. From Apple Pay to tap-to-pay credit cards, contactless payments are becoming the preferred choice for many shoppers. For merchants, this shift presents an opportunity to […]
As we approach the 2024 U.S. presidential election, an unexpected bipartisan agreement has surfaced: Vice President Kamala Harris and former President Donald Trump support exempting tips from federal income tax. This policy proposal is gaining traction in key battleground states like Nevada, where service industry workers are a significant voting bloc. As the discussion intensifies, […]
As the digital landscape continues to reshape consumer behavior, one payment option has been gaining significant traction among younger shoppers in North America: Buy Now, Pay Later (BNPL). This payment method allows customers to make purchases and pay in installments, often without interest. It’s not just a passing trend—it’s a revolution in the way people, […]