You probably remember the first time you saw it, that moment of confusion, curiosity, and interest. You watched the person in front of you in line simply wave their phone over the credit card reader, and after the confirmation ding, the receipt was printed and they were on their way. What the heck just happened? […]
At COCARD, we don’t just have members; we have partners. As a member-owned network of ISOs (independent sales offices), we strive to make sure our products and services add maximum value to our members, merchants, and their customers. If a single part of that chain isn’t getting the absolute most out of their relationship with […]
Credit card fraud, one of the most common forms of identity theft, is on the rise. Already a pernicious problem before 2020, the pandemic sent the number of fraud incidents skyrocketing, costing Americans billions of dollars. In 2021, the cost of credit card fraud was estimated at a whopping $8 billion. The number of victims […]
As businesses continue to feel the pain of the COVID-19 pandemic, merchants in Kansas are breathing a sigh of relief. This is because recently a state law that banned surcharging in Kansas was declared unconstitutional. This means that business owners can now legally share their processing fees with their customers by adding a surcharge to […]
Over the last few years, the frenzied speculation of cryptomania has given way to an understanding that cryptocurrency is here to stay.
More and more, businesses are accepting major cryptocurrencies like Bitcoin as payment, and credit card providers are starting to offer them as rewards.
Earning cryptocurrency as cashback is a major innovation, with unique challenges and benefits for consumers.
Time will tell whether this remains a niche offering for crypto enthusiasts, or whether more people are drawn to the opportunity to earn a solid return on their rewards.