Wearable Payments: Fashionable Finance

Posted Leave a commentPosted in Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging, Uncategorized

Paying just gets easier, cooler, and more futuristic as the years go by. For decades, the payment space was relatively static; people paid with plastic, cash, or the occasional check. Today, customers have a bounty of options to stylishly pay for goods and services. One option, attractive for its convenience and cool factor, is the […]

Securing Transactions: The Power of Tokenization

Posted Leave a commentPosted in Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

Recently, I was renting a bicycle in a quiet midwestern town when I came face to face with a device I hadn’t seen in roughly twenty years. “We just need to take a copy for security, and then we’ll throw it away when you come back to pay,” the employee assured me. I handed her […]

To Tip or Not to Tip: A Tougher Question

Posted Leave a commentPosted in ecommerce, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

Tipping has a fascinating history in American culture, dating back to the years following the Civil War. Though the practice comes from medieval Europe, the US has one of the strongest tipping cultures in the world today. In 2024, though, a growing number of Americans are finding gratuities, well, gratuitous. The Dreaded Question A woman […]

2024 Business Outlook: How to Thrive in Any Climate

Posted Leave a commentPosted in Crypto, ecommerce, Fraud Prevention, Legislation, Merchant Services, Payments, Sales, sales person, Surcharging, Uncategorized

For many, 2023 was a year of fear. Stubborn inflation, recession worries, and international conflict hung like a cloud over the US and the rest of the world. Despite a gloomy backdrop, the US economy proved more resilient than many expected, and there’s a stronger sense of optimism in 2024’s business outlook than there was […]

The Future of Transactions: Why OmniChannel is Essential

Posted Leave a commentPosted in Crypto, Fraud Prevention, Member Owned and Operated, Merchant Services, Payments, Sales, sales person

Picture this: a customer comes into your store, grabbing several items that catch their eye. When they approach the counter to pay, they discover that you only accept cash. Disappointment washes over their face, they replace the items and walk out. If you’re still not taking cards, you’ve likely had a few moments just like […]

How AI is Changing the Payments Game

Posted Leave a commentPosted in Cannabis, Crypto, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

Picture this: your business just received an urgent message from a customer about a payment issue. Before your support team even gets a chance to respond, an AI-powered chatbot on your website steps in and resolves the problem instantly. A few days later, you wake up to learn a fraudulent transaction from a stolen card […]

2022: COCARD Year In Review

Posted Leave a commentPosted in Cannabis, Crypto, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

One thing we can safely say about last year: no one was bored! Across industries, businesses grappled with a number of challenges. Customers and boardrooms dealt with rising inflation, hurting both wallets and bottom lines. From the stock market to a changing job environment, the economy looked a lot gloomier by the end of the […]

Cards and the Cannabis Industry

Posted Posted in Cannabis, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

The cannabis industry is one of the nation’s fastest-growing, with more and more states moving to fully legalize it for medical and recreational use. The roughly $10 billion market is expected to maintain an average growth rate of roughly 15% through the 2020’s, an exciting prospect for investors and entrepreneurs looking to enter the industry. […]

Cash Discounting: Happy Shoppers, Lower Fees

Posted Posted in Crypto, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

Who doesn’t love a discount? For both merchants and customers, cash discounting is a powerful tool to add more value in every transaction. It enables merchants to provide a promotional discount and minimize the cost that each customer pays. While COCARD leverages its deep relationships and innovative technology solutions to provide our merchants the best […]