In 2025, COCARD did what it does best.
In an increasingly competitive and consolidated payments landscape, our focus remained clear: expand our reseller network, empower our member-owners, and enhance the value we deliver to merchants through strong partnerships, reliable technology, and elite service.
As the industry consolidates, and as merchants and customers continue to raise expectations, COCARD remains a trusted partner—processing massive transaction volumes while expanding our footprint and strengthening the ecosystem around our core platform.
Let’s take a look at some of our biggest achievements this year and what we see ahead in 2026.
Setting New Records
In an unpredictable financial landscape, COCARD set records across the board in 2025:
- 189 million transactions processed
- Over $10 billion in total processing volume
- Six new reseller offices added
These milestones reflect sustained confidence from merchants who rely on COCARD every day to power their business. They also reflect continued downstream benefits from our MiCamp partnership.
Processing nearly 190 million transactions requires operational consistency, strong partner relationships, and systems that perform reliably at scale. As we continue to add reseller offices, we also bring in talented new member-owners who gain the tremendous value of true partnership; that means an ownership stake in the business and industry-leading split rates.
With more than $10 billion processed, our record-setting volume once again affirms COCARD’s position as a serious player in the payments space. Every day, we reliably support businesses of all sizes, ranging from small local merchants to higher-volume operators with complex needs.
Expanding Our Reseller Network
One of the most important drivers of COCARD’s long-term success continues to be our reseller model. In 2025, we welcomed six new reseller offices into the COCARD network, extending our reach into new markets and strengthening our local presence.
As we continue to grow our footprint, we build new relationships, new merchant communities, and new opportunities to deliver hands-on service backed by a proven processing platform. We also attract new talent to our award-winning team, driven by member-owners who demand the respect and compensation they deserve for elite work.
Our reseller offices are on an ever-expanding front line, helping merchants navigate an evolving payments environment while offering solutions that are competitive, flexible, and tailored to real-world business needs.
Processing volume remained strong, transaction counts increased, and our platform continued to support high output without disruption. This consistency is critical for merchants whose businesses depend on uptime and accuracy—and it’s a key reason many continue to choose COCARD year after year.
As the industry continues to shift toward fewer but more capable providers, our growing reseller footprint reinforces COCARD’s commitment to remaining accessible, relationship-driven, and responsive.
Consistency in a Changing Payments Landscape
Like just about every industry, the POS space is going through a period of major transformation.
Merchants are more informed than ever, comparing providers not only on price, but on reliability, security, support, and long-term partnership value. Customers demand more choice, convenience, and features than ever before.
Crypto-based solutions, especially with new clarity on stablecoin regulation, are likely to expand even further in 2026. Payment providers and apps are rolling out agentic AI solutions that could fully execute transactions from searching for, choosing, and finally purchasing a product on their own.
Against this backdrop, COCARD’s performance stands out for its consistency. We are confident that the next five years will bring greater changes to how we transact than the previous five, and we are ready for it.
Rather than chasing every trend, our approach in 2025 was disciplined: focus on core processing excellence while selectively enhancing the ecosystem around it. Today, our two biggest growth drivers are MiCamp and Incentco.
MiCamp: Sustained Synergy
In late 2023, we entered a strategic alliance with MiCamp to expand our payment network and combine our strengths. That partnership has enabled us to provide the best POS experience on the market to more people than ever before. COCARD and MiCamp set a new record in 2025, processing more than $40 billion in transaction volume.
What excites us most about the merger, beyond expanding our reach, network, and capital, is that MiCamp shares our disruptive approach to POS services. We continue to aggressively seek and implement tomorrow’s must-have payment technology. That means better data and analytics for our CRM suites, and a streamlined omnichannel payment system.
One of our most exciting new features, which COCARD and MiCamp were among the first processors to adopt, is the merchant reward system.
More Transactions and Loyalty Through Incentco Rewards
Since our inception, we passionately believe that sharing our success is the number-one driver of sustained growth. This is our philosophy for member-owners, who enjoy a higher percentage of company profits and commissions than anyone else in the industry, because they’re partners more than employees.
It’s only natural that merchants get a share of our success too, in recognition that they are the foundation of everything we’ve achieved. That’s why in 2025, we launched CoCard Rewards through a new partnership with Incentco.
The Incentco-powered rewards platform allows merchants to benefit more directly from the processing activity they already generate, because loyalty and scale should be rewarded. By integrating rewards into the broader COCARD experience, this partnership complements our existing strengths while adding a tangible, merchant-facing benefit.
Incentco’s platform aligns well with our focus on simplicity, transparency, and real economic value. Our merchants love it, and we’re already seeing some tangible metrics to back up the system.
Building for the Long Term
While 2025 delivered impressive transaction and volume metrics, the year was equally about positioning COCARD for what comes next. Expanding the reseller network, reinforcing platform stability, and selectively adding value through partnerships all serve a longer-term vision: sustainable growth built on trust and performance.
We’ll continue to adopt new technologies as they come, in order to put our member-owners in the best position to grow our portfolio together. We know that merchants and customers are tuned into the changing landscape, from agentic AI to crypto to other digital solutions, and we’ll always be there with them at the cutting edge.
As consolidation continues across payments and POS, merchants need providers with proven scale, stable leadership, and a clear value proposition. COCARD’s results in 2025 demonstrate that we are meeting that moment—innovating and growing while staying consistent, reliable, and connected.
Looking Ahead
With nearly 190 million transactions processed, more than $10 billion in volume, six new reseller offices, and a new rewards partnership in place, COCARD enters the next year on solid footing.
The foundation laid in 2025 positions us to continue the whirlwind of the first quarter-century—supporting our reseller partners, rewarding our merchants, and maintaining the operational excellence required to compete at scale.
COCARD empowers businesses with dependable payment solutions, strong partnerships, and a model that aligns success across merchants, reseller offices, and the broader network we continue to build together.
Get in touch today to join the winning team.