COCARD: Member-Owned, Merchant-Powered

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging

In a world of changing tastes and tech, it’s hard to make it to the top. It’s even harder to stay there. Our philosophy is that when you start with what your merchants need, and empower your members with the incentives and products to bring it to them, the rest takes care of itself. Whether […]

AI Continues to Transform Payments

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging, Uncategorized

AI continues to take the world by storm. It’s hard to go a day without grappling with the newest major breakthrough, as everything from cars to customer service gets automated. It’s even harder to figure out what it means for our industry. One thing is certain: major changes are already underway, and tomorrow’s payment space […]

SaaS POS Solutions are Driving the Industry’s Future

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging

Why the subscription-based POS model is boosting revenue and delivering better service across the payments ecosystem. Point-of-sale (POS) technology is once again undergoing a major shift. While offices have generally made money selling terminals and collecting modest service fees, the new model centers on recurring revenue through Software-as-a-Service (SaaS). While merchants may initially resist the […]

From Carbon to Cash: Greening the Payments Industry

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging, Uncategorized

The payments industry is evolving fast, with new technologies transforming how we send, receive, and track money. There are more options than ever to pay, and transaction fees are lower than ever before. We get more useful information from every payment, driving better service and higher sales. But while these innovations promise so much, there […]

The POS Checklist: 5 Signs It’s Time to Move On

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging

Picture this: you’re in the middle of the lunch rush, your staff is juggling orders, and suddenly your point-of-sale system glitches, or it hits you with a surprise hardware update. That’s a nightmare that, sadly, many of us have experienced. Maybe your POS trauma was a forced hardware upgrade that you had to pay for, […]

Bank Fees, the CFPB, and a New Era of Deregulation

Posted Leave a commentPosted in banking, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging

What’s changed in 2025, and what it means for credit card issuers and payment platforms. In January, we published an article outlining how the credit card and payments landscape might shift depending on the outcome of the 2024 election. When we wrote that post, the industry was in the thick of a regulatory crackdown on […]

QR Codes: Customers Want it, Merchants Need it

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

QR codes have been around for a long time. Those digitized squares were invented in 1994, and for years their use was mostly limited to industrial inventory management. But in the past few years, and especially since the pandemic, they’ve made a serious comeback. Thanks to smartphones, digital wallets, and changing consumer behavior, QR codes […]

Peer-to-Peer Payments: The Future of Moving Money

Posted Leave a commentPosted in Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging, Uncategorized

The way people move money is changing fast—and peer-to-peer (P2P) payments are leading the charge. Whether it’s splitting a dinner bill, paying rent, or sending a gift, platforms like Venmo, Cash App, and PayPal have become household names. With just a few taps on a phone, users can instantly transfer funds from one account to […]

COCARD Year-in-Review: New Partners and Programs Drive Incredible Growth 

Posted Leave a commentPosted in Crypto, ecommerce, Embedded Banking, Fraud Prevention, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Uncategorized

In 2024, COCARD hit some major milestones that underscore our commitment to growth, innovation, and continued leadership in the payment solutions space. This was our first full year of strategic integration with MiCamp, and we’ve already seen positive transformations as a result of the partnership. Not only did we continue to grow, but this was […]

Credit Cards: New Regulations May Suggest Shake-Ups Ahead

Posted Leave a commentPosted in Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

It seems that the credit industry has come under a microscope in the past few months. As the Biden administration wraps up its term, it has heaped increased scrutiny on the space. Credit card Rewards programs, Buy-Now-Pay-Later (BNPL) offers, and interest are all in the government’s regulatory crosshairs in 2024 and beyond. The scrutiny on […]