We know that surcharges for using a card can add up to a big bill every year for businesses. It makes sense to pass some of that cost along to the customers that incur them, not the ones who pay in cash. NCAs (non-cash adjustments) are gaining steam among merchants, and in most of the […]
From gadgets to groceries, people have more ways than ever to pay in easy pieces. The buy now, pay later (BNPL) revolution is taking off around the world, largely driven by digital platforms. Though slower to gain traction in the United States, the revolution is coming here too. In a recent survey, the number of […]
COCARD was founded over twenty years ago with a single vision: to become the top company in the payments space. We’ve achieved this ambitious goal by sticking to some key principles, such as providing members with real ownership of our success, and by always leading the industry with innovative technologies and practices. The secret to […]
You probably remember the first time you saw it, that moment of confusion, curiosity, and interest. You watched the person in front of you in line simply wave their phone over the credit card reader, and after the confirmation ding, the receipt was printed and they were on their way. What the heck just happened? […]
At COCARD, we don’t just have members; we have partners. As a member-owned network of ISOs (independent sales offices), we strive to make sure our products and services add maximum value to our members, merchants, and their customers. If a single part of that chain isn’t getting the absolute most out of their relationship with […]
Credit card fraud, one of the most common forms of identity theft, is on the rise. Already a pernicious problem before 2020, the pandemic sent the number of fraud incidents skyrocketing, costing Americans billions of dollars. In 2021, the cost of credit card fraud was estimated at a whopping $8 billion. The number of victims […]
Over the last few years, the frenzied speculation of cryptomania has given way to an understanding that cryptocurrency is here to stay.
More and more, businesses are accepting major cryptocurrencies like Bitcoin as payment, and credit card providers are starting to offer them as rewards.
Earning cryptocurrency as cashback is a major innovation, with unique challenges and benefits for consumers.
Time will tell whether this remains a niche offering for crypto enthusiasts, or whether more people are drawn to the opportunity to earn a solid return on their rewards.