COCARD: Member-Owned, Merchant-Powered

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging

In a world of changing tastes and tech, it’s hard to make it to the top. It’s even harder to stay there. Our philosophy is that when you start with what your merchants need, and empower your members with the incentives and products to bring it to them, the rest takes care of itself. Whether […]

AI Continues to Transform Payments

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging, Uncategorized

AI continues to take the world by storm. It’s hard to go a day without grappling with the newest major breakthrough, as everything from cars to customer service gets automated. It’s even harder to figure out what it means for our industry. One thing is certain: major changes are already underway, and tomorrow’s payment space […]

SaaS POS Solutions are Driving the Industry’s Future

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging

Why the subscription-based POS model is boosting revenue and delivering better service across the payments ecosystem. Point-of-sale (POS) technology is once again undergoing a major shift. While offices have generally made money selling terminals and collecting modest service fees, the new model centers on recurring revenue through Software-as-a-Service (SaaS). While merchants may initially resist the […]

From Carbon to Cash: Greening the Payments Industry

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging, Uncategorized

The payments industry is evolving fast, with new technologies transforming how we send, receive, and track money. There are more options than ever to pay, and transaction fees are lower than ever before. We get more useful information from every payment, driving better service and higher sales. But while these innovations promise so much, there […]

The POS Checklist: 5 Signs It’s Time to Move On

Posted Leave a commentPosted in banking, Cannabis, Crypto, deregulation, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, regulation, Sales, sales person, Surcharging

Picture this: you’re in the middle of the lunch rush, your staff is juggling orders, and suddenly your point-of-sale system glitches, or it hits you with a surprise hardware update. That’s a nightmare that, sadly, many of us have experienced. Maybe your POS trauma was a forced hardware upgrade that you had to pay for, […]

QR Codes: Customers Want it, Merchants Need it

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

QR codes have been around for a long time. Those digitized squares were invented in 1994, and for years their use was mostly limited to industrial inventory management. But in the past few years, and especially since the pandemic, they’ve made a serious comeback. Thanks to smartphones, digital wallets, and changing consumer behavior, QR codes […]

Tap, Spend, Repeat: How Contactless Payments Are Changing the Checkout Game

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging, Uncategorized

It’s a digital world; your customers know it, and they hope you know it too! One new solution that people love is the convenience and speed of contactless payment methods. From Apple Pay to tap-to-pay credit cards, contactless payments are becoming the preferred choice for many shoppers. For merchants, this shift presents an opportunity to […]

BNPL Boom: How Young Shoppers Are Driving the Future of Retail Payments

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

As the digital landscape continues to reshape consumer behavior, one payment option has been gaining significant traction among younger shoppers in North America: Buy Now, Pay Later (BNPL). This payment method allows customers to make purchases and pay in installments, often without interest. It’s not just a passing trend—it’s a revolution in the way people, […]

The Rise of Social Media in Commerce

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

When social media first hit the scene, few would have expected the central role it would play in any company’s marketing strategy. What started as a hangout for angsty college kids, then angsty teens, then everyone else, has become a ubiquitous tool for connecting and sharing information. That tool is especially powerful for companies looking […]

From Paper to Pixels: The Battle Over QR Menus  

Posted Leave a commentPosted in Cannabis, Crypto, ecommerce, Embedded Banking, Fraud Prevention, Legislation, Member Owned and Operated, Merchant Services, Payments, Sales, sales person, Surcharging

During COVID, QR codes felt like a godsend. Rather than a menu that you didn’t really know had been wiped down, a QR code gave you a truly contactless experience. In the years since, QR codes have stuck around, while our fears of contagion have not. A Morning Scan over Coffee: Convenient or Clunky? Scanning […]